3123 Cole Thomas Rd, Mccomb, MS 39648 Property Records

Pike County property record for 3123 Cole Thomas Rd, Mccomb, MS 39648

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,217 sqft · built 1964
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Tax Bill	$630 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`812872-A`

Property Details

APN / Parcel Number

Primary APN	`812872-A`
Alternative APN	`19163`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,217 sqft Adjusted Area
2nd Floor Area	384 sqft
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	3123 COLE THOMAS RD
City	MCCOMB
State	MS
Zip	39648-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT IN NE1/4 SW1/4 NW1/4 ZN:X-28113C0050C
Jurisdiction	PIKE MS
Township / Civil Division	3
Census Block Group	4
Census Block	4009
Census Tract	950200

Owner

3123 Cole Thomas Rd is owned and occupied by an individual who acquired it in July 2021.

Source: Pike County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3123 COLE THOMAS RD, MCCOMB, MS 39648-8618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · USDA Mortgage USDA
Aug 9, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2019	Warranty Deed, Transfer · Commercial Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Mar 15, 2019
Deed Document Number	000313179
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Jul 6, 2021
Property Address	3123 COLE THOMAS RD, MCCOMB, MS 39648-8618
Document Number	313179
Instrument Date	Jul 6, 2021
Instrument	313179
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3123 COLE THOMAS RD, 3123, MCCOMB, MS 39648-8618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 COLE THOMAS RD, MCCOMB, MS 39648-8618

Mortgage

Document Number	313180
Date	Jul 6, 2021
Instrument	313180

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 6, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	3123 COLE THOMAS RD, MCCOMB, MS 39648-8618
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	298378
Date	Aug 9, 2019
Instrument	298378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Mar 15, 2019
Property Address	3123 COLE THOMAS RD, MCCOMB, MS 39648-8618
Document Number	295551
Instrument Date	Mar 11, 2019
Instrument	295551
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CAPITAL DR APT 111, 100, ALIQUIPPA, PA 15001-1765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154, FERNWOOD, MS 39635-0154

Mortgage

Document Number	295552
Date	Mar 15, 2019
Instrument	295552

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3123 Cole Thomas Rd was $630 with a homeowner's exemption, up 15.8% from the year before.

Source: Pike County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Unified School District	McComb School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+15.81%) Homeowner's exemption	$6,691	$66,914 Land $11,034 Building $55,880
2024	$544.00 (+2.06%)
2023	$533.00 (+2.9%) Homeowner's exemption	$5,759	$57,594 Land $11,034 Building $46,560
2022	$518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3123 Cole Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 Cole Thomas Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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