3085 Cole Thomas Rd, Mccomb, MS 39648 Property Records

Pike County property record for 3085 Cole Thomas Rd, Mccomb, MS 39648

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,792 sqft · built 1995
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$32,900 (Mar 2021)
Tax Bill	$168 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`812866-F`

Property Details

APN / Parcel Number

Primary APN	`812866-F`
Alternative APN	`25546`

Interior

Full Baths	1 Bath
Building Area	1,792 sqft Adjusted Area
1st Floor Area	1,792 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile/Manufactured
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Porch	Slab
Porch Area	440 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	3085 COLE THOMAS RD
City	MCCOMB
State	MS
Zip	39648-8658
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FRAC IN N1/2 NW1/4 SW1/4 W OF RD ZN:X-28113C0050C
Legal Range	08E
Legal Township	04N
Legal Section	32
Jurisdiction	PIKE MS
Township / Civil Division	3
Census Block Group	4
Census Block	4008
Census Tract	950200

Owner

3085 Cole Thomas Rd, a mobile home, is owned and occupied by an individual who bought it in March 2021.

Source: Pike County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 12, 2021	Deed of Trust, Mortgage BANK OF FRANKLIN
Jan 11, 2021	Deed of Trust, Mortgage BANK OF FRANKLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Deed Document Number	2021310350
Prior Transfer Date	Jul 9, 2015
Prior Transfer Doc	267822
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658

Mortgage

Document Number	0000317240
Date	Jan 3, 2022
Instrument	317240

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COLE THOMAS ROD, MCCOMB, MS 39648-8658

Mortgage

Document Number	310352
Date	Mar 12, 2021
Instrument	310352

Lender

Name	BANK OF FRANKLIN
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 COLE THOMAS RD, MCCOMB, MS 39648-8658

Mortgage

Document Number	308979
Date	Jan 11, 2021
Instrument	308979

Lender

Name	BANK OF FRANKLIN
Type	Bank
Address	MCCOMB, MS 39648

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3085 Cole Thomas Rd was $168 with a homeowner's exemption, up 5% from the year before.

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Unified School District	North Pike School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$168.00 (+5%) Homeowner's exemption	$1,818	$18,184 Land $7,674 Building $10,510
2024	$160.00 (+3.23%)
2023	$155.00 (+1.97%) Homeowner's exemption	$1,694	$16,944 Land $7,674 Building $9,270
2022	$152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3085 Cole Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3085 Cole Thomas Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures