Butler County property record for 3123 Central Ave, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,446 sqft · built 1929 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,197 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Q6531-048-000-062 |
| Primary APN | Q6531-048-000-062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3123 CENTRAL AVE |
|---|---|
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-4934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7495 ENT |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 7495 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12600 |
3123 Central Ave is owned and occupied by an individual who acquired it in August 2016.
Source: Butler County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3123 CENTRAL AVE, MIDDLETOWN, OH 45044-4934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2016 |
| Deed Sale | Aug 8, 2016 |
| Prior Sale | Jun 3, 2011 · Amount on File |
| Deed Document Number | 201630629 |
| Deed Book / Page | 8926 / 2040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 3123 CENTRAL AVE, MIDDLETOWN, OH 45044-4934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3123 CENTRAL AVE, MIDDLETOWN, OH 45044-4934 |
| Document Number | 0000043659 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 9907/110 |
| Instrument | 2022-00043659 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 3123 Central Ave was $4,197.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,197.00 | $80,280 Land $10,370 Building $69,910 | $229,380 Land $29,640 Building $199,740 |
| 2023 | $4,121.00 (+34.54%) | $80,280 (+52.28%) Land $10,370 Building $69,910 | $229,380 Land $29,640 Building $199,740 |
| 2022 | $3,063.00 | $52,720 Land $10,370 Building $42,350 | |
| 2020 | $150,650 Land $29,640 Building $121,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3123 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3123 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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