3121 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 3121 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1929
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2022)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`Q6531-048.000-061`

Property Details

APN / Parcel Number

Primary APN	`Q6531-048.000-061`
Alternative APNs	`0004100` `435373` `438874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	150 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	230 sqft
Patio Area	340 sqft
Shed	1 Shed
Shed Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004100
Old Parcel Number	Q6531048.000061
Street Address	3121 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7494 ENT
Legal Subdivision	ALTA VISTA
Legal Lot Number	7494
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	12600

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Intrafamily Transfer, Transfer
Aug 23, 2022	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jan 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	0000037105
Deed Book / Page	9889 / 17
Last Transfer Date	Oct 25, 2022
Transfer Doc	0000045565
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Oct 25, 2022
Property Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Document Number	0000045565
Book / Page	9912 / 211
Instrument Date	Oct 20, 2022
Instrument	2022-00045565
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 23, 2022
Property Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Document Number	0000037105
Book / Page	9889 / 17
Instrument Date	Aug 16, 2022
Instrument	2022-00037105
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	RIVER TOWN TITLE, RIVERTOWNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934

Mortgage

Document Number	0000988919
Date	Aug 23, 2022
Instrument	9889/19

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058634
Date	Dec 10, 2020
Book Page	9557/601
Instrument	2020-00058634

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 26, 2019
Property Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Document Number	0000014004
Book / Page	009280 / 001237
Instrument Date	Apr 23, 2019
Instrument	14004
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3121 CENTRAL AVE MIDDLETOWN OH 450444934, MIDDLETOWN, OH 45044-4934

Mortgage

Document Number	14005
Date	Apr 26, 2019
Book Page	009280/001239
Instrument	14005

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 15, 2019
Property Address	3121 CENTRAL AVE, MIDDLETOWN, OH 45044-4934
Document Number	0000001618
Book / Page	009249 / 000198
Instrument Date	Dec 21, 2018
Instrument	1618
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13791 STATE ROUTE 122 SOMERVILLE OH 450649556, SOMERVILLE, OH 45064-9556

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+2.47%)	$78,750 (-) Land $10,370 Building $68,380	$225,000 (-) Land $29,640 Building $195,360
2023	$4,043.00 (+25.79%)	$78,750 (+42.41%) Land $10,370 Building $68,380	$225,000 (+42.41%) Land $29,640 Building $195,360
2022	$3,214.00	$55,300 Land $10,370 Building $44,930
2020			$158,000 Land $29,640 Building $128,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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