3123 28th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3123 28th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2005)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-45-26-12-00111.0020`

Property Details

APN / Parcel Number

Primary APN	`02-45-26-12-00111.0020`
Alternative APNs	`02-45-26-L3-12111.0020` `260245L3121110020` `10340066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	238 sqft
Shed	1 Shed
Shed Area	56 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10340066
Street Address	3123 28TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 12 BLK 111 PB 15 PG 94 LOT 2
Legal Range	26E
Legal Township	45S
Legal Section	02
Legal Subdivision	LEHIGH ACRES
Legal Tract	12
Legal Block	111
Legal Lot Number	2
Legal Unit	12
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2000
Census Tract	40302

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3123 28TH ST SW, LEHIGH ACRES, FL 33976-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2005 · Amount on Record
Deed Sale	Jan 24, 2005 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	20056613833
Deed Book / Page	4565 / 144
Prior Transfer Date	Dec 9, 2002
Prior Transfer Doc	3838002375
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3123 28TH ST SW, LEHIGH ACRES, FL 33976-3911
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 28TH ST SW, LEHIGH ACRES, FL 33976-3911

Mortgage

Document Number	0000186098
Date	Jul 1, 2024
Instrument	2024000186098

Lender

Name	BANKERS LIFE INSURANCE
Type	Insurance Company
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,262 (+1%)	$220,615 (+6.31%) Land $24,223 Building $196,392
2025	$3,028.00 (+9.51%)	$168,420 (-21.85%)	$207,525 (-3.71%) Land $21,803 Building $185,722
2023	$2,765.00 (+13.04%)	$215,511 (+18.96%) Land $15,191 Building $200,320	$215,511 (+18.96%) Land $15,191 Building $200,320
2022	$2,446.00	$181,165 Land $10,128 Building $171,037	$181,165 Land $10,128 Building $171,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20