3120 28th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3120 28th St SW, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (May 2021)
Tax Bill$3,349 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-45-26-12-00110.0240

Property Details

APN / Parcel Number

Primary APN02-45-26-12-00110.0240
Alternative APNs
  • 02-45-26-L3-12110.0240
  • 260245L3121100240
  • 10340062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area2,475 sqft
1st Floor Area1,896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10340062
Street Address3120 28TH ST SW
CityLEHIGH ACRES
StateFL
Zip33976-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 12 BLK 110 PB 15 PG 94 LOT 24
Legal Range26E
Legal Township45S
Legal Section02
Legal SubdivisionLEHIGH ACRES
Legal Tract12
Legal Block110
Legal Lot Number24
Legal Unit12
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2000
Census Tract40302

Owner

3120 28th St SW is owned and occupied by an individual who bought it in May 2021.

Source: Lee County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address3120 28TH ST SW, LEHIGH ACRES, FL 33976-3911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2021 · Amount on File
Deed SaleMay 26, 2021 · Amount on File
Prior SaleJul 13, 2009 · Amount on File
Deed Document Number2021174341
Prior Transfer DateFeb 13, 2008
Prior Transfer Doc0000072811
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3120 28TH ST SW, LEHIGH ACRES, FL 33976-3911
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 28TH ST SW, LEHIGH ACRES, FL 33976-3911

Mortgage

Document Number0000158929
DateMay 3, 2023
Instrument2023000158929
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 26, 2021
Property Address3120 28TH ST SW, LEHIGH ACRES, FL 33976-3911
Document Number0000174341
Map ReferenceMB 15 PG 94
Instrument DateMay 24, 2021
Instrument2021000174341
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanySAFE HARBOR TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3120 28TH ST SW, LEHIGH ACRES, FL 33976-3911

Transferred To (Grantee/Buyer)

NameVerified Name
Address4209 16TH ST W, LEHIGH ACRES, FL 33971-5049

Mortgage

Document Number0000174342
DateMay 26, 2021
Instrument2021000174342
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3120 28th St SW was $3,349 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,305 (+4.26%) Land $26,749 Building $233,556$260,305 (+4.26%) Land $26,749 Building $233,556
2025$3,349.00 Homeowner's exemption$249,672 Land $24,204 Building $225,468$249,672 Land $24,204 Building $225,468
2023$3,224.00 (+4.57%) Homeowner's exemption$244,126 (+3%)$270,487 (+14.12%) Land $15,191 Building $255,296
2022$3,083.00 Homeowner's exemption$237,016 Land $10,128 Building $226,888$237,016 Land $10,128 Building $226,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 28th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 28th St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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