3122 Tower Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 3122 Tower Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,959 sqft · built 2008
Lot Size	3 acres (130,680 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,484 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8502-86-6606`

Property Details

APN / Parcel Number

Primary APN	`8502-86-6606`
Alternative APN	`138445`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,959 sqft Heated Area
1st Floor Area	2,907 sqft
Upper Floors Area	1,052 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	598 sqft
Carport	Carport
Carport Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Deck Area	196 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	3122 TOWER RD
City	SAPPHIRE
State	NC
Zip	28774-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 FALCON RIDGE
Legal Lot Number	31
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1000
Census Tract	950900

Owner

3122 Tower Rd, a single family home, is held in a trust.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 MOSS OAKS DR, FERNANDINA BEACH, FL 32034-5032
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Tower Rd was $6,484.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,706,519 Land $250,000 Building $1,456,519
2025	$6,484.00
2023	$4,714.00	$1,240,670 Land $250,000 Building $990,670

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3122 Tower Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Tower Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20