1715 Tower Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 1715 Tower Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,008 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Mar 2021)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8502-27-8132`

Property Details

APN / Parcel Number

Primary APN	`8502-27-8132`
Alternative APN	`141402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,008 sqft Heated Area
1st Floor Area	2,664 sqft
Basement Area	2,664 sqft
Unfinished Basement	2,664 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	645 sqft
Deck Area	96 sqft
Patio Area	694 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1715 TOWER RD
City	SAPPHIRE
State	NC
Zip	28774-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10A SAPPHIRE HIGH
Legal Subdivision	SAPPHIRE HIGH
Legal Lot Number	10A
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1001
Census Tract	950900

Owner

1715 Tower Rd is held in a trust since May 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1715 TOWER RD, 1429, SAPPHIRE, NC 28774-5633
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Intrafamily Transfer, Transfer
May 17, 2022	Intrafamily Transfer, Transfer
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Feb 8, 2019	Warranty Deed, Transfer · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Book / Page	2295 / 1394
Last Transfer Date	May 3, 2022
Transfer Doc	0023341652
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	May 17, 2022
Property Address	1715 TOWER RD, SAPPHIRE, NC 28774-5633
Document Number	0023341682
Book / Page	2334 / 1682
Map Reference	CAB 12 SL 473
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1715 TOWER RD # 1429, 1429, SAPPHIRE, NC 28774-5633

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	May 17, 2022
Property Address	1715 TOWER RD, SAPPHIRE, NC 28774-5633
Document Number	0023341652
Book / Page	2334 / 1652
Map Reference	CAB 13 SL 159
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 TOWER RD # 1429, 1715, SAPPHIRE, NC 28774-5633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1715 TOWER RD # 1429, 1429, SAPPHIRE, NC 28774-5633

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 16, 2021
Property Address	1715 TOWER RD, SAPPHIRE, NC 28774-5633
Document Number	0022951394
Book / Page	2295 / 1394
Map Reference	CAB 12 SL 473
Instrument Date	Mar 16, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2764, CASHIERS, NC 28717-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4874 SANDSTONE CT, EVANS, GA 30809-6064

Mortgage

Document Number	22951399
Date	Mar 16, 2021
Instrument	2295/1399

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 8, 2019
Property Address	1715 TOWER RD, SAPPHIRE, NC 28774-5633
Document Number	0022311003
Book / Page	2231 / 1003
Instrument Date	Feb 7, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2764, CASHIERS, NC 28717-2764

Mortgage

Document Number	0022311008
Date	Feb 8, 2019
Book Page	2231/1008

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1715 Tower Rd was $5,685.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,496,238 (-) Land $250,000 Building $1,246,238
2025	$5,685.00	$1,496,238 Land $250,000 Building $1,246,238
2023	$3,886.00	$1,022,760 Land $250,000 Building $772,760

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1715 Tower Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1715 Tower Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE DIVIDE WATER SYSTEM private · serves 89 people · EPA ID NC1050037
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Tower Rd

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