3122 S Scott Ave, Independence, MO 64052 Property Records

Jackson County property record for 3122 S Scott Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,976 sqft · built 1958
Lot Size	0.325 acres (14,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,465 (Dec 2022)
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-930-04-07`

Property Details

APN / Parcel Number

Primary APN	`26-930-04-07`
Alternative APNs	`26-930-04-07-00-0-00-000` `26930040700000001` `786406`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,155 sqft (0.325 acres)
Lot Dimensions	154 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	786406
Street Address	3122 S SCOTT AVE
City	INDEPENDENCE
State	MO
Zip	64052-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN OAKS LOT 16
Legal Subdivision	TWIN OAKS
Legal Block	2
Legal Lot Number	16
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2002
Census Tract	12100

Owner

Source: Jackson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Dec 8, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	2022108338
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	00E0103782
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0108474
Date	Dec 8, 2022
Instrument	2022E0108474

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0108475
Date	Dec 8, 2022
Instrument	2022E0108475

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 8, 2022
Property Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Document Number	00E0108338
Instrument Date	Dec 6, 2022
Instrument	2022E0108338
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025

Mortgage

Document Number	00E0108339
Date	Dec 8, 2022
Instrument	2022E0108339

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Sep 21, 2021
Property Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Document Number	00E0103782
Instrument Date	Jul 12, 2021
Instrument	2021E0103782
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 S SCOTT AVE, INDEPENDENCE, MO 64052-3025

Mortgage

Document Number	00E0103783
Date	Sep 21, 2021
Instrument	2021E0103783

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,727.00 (-31.09%)	$23,619 (-32.81%) Land $3,152 Building $20,467	$124,310 (-32.81%)
2024	$2,506.00 (+2.54%)
2023	$2,444.00	$35,150 Land $9,650 Building $25,500	$185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	48 (1982–2008)
Claims Outside the SFHA	14 of 48
Most Recent Claim	Jul 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2007 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Flooding And Tornadoes, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S Scott Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures