3118 S Scott Ave, Independence, MO 64052 Property Records

Jackson County property record for 3118 S Scott Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1958
Lot Size	0.362 acres (15,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Feb 2002)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Sep 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-930-04-04`

Property Details

APN / Parcel Number

Primary APN	`26-930-04-04`
Alternative APNs	`26-930-04-04-00-0-00-000` `26930040400000001` `786403`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,771 sqft (0.362 acres)
Lot Dimensions	180 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	786403
Street Address	3118 S SCOTT AVE
City	INDEPENDENCE
State	MO
Zip	64052-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HODSON VIEW S 1/2 LOT 26 & ALL LOT 27
Legal Subdivision	HODSON VIEW
Legal Block	2
Legal Lot Number	26,27
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2002
Census Tract	12100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3118 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2002 · Amount on Record
Deed Sale	Feb 19, 2002 · Amount on Record
Deed Document Number	200212341
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3118 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 S SCOTT AVE, INDEPENDENCE, MO 64052-3025

Mortgage

Document Number	00E0070654
Date	Sep 28, 2023
Instrument	2023E0070654

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 21, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.7%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3118 S SCOTT AVE, INDEPENDENCE, MO 64052-3025
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 S SCOTT AVE, INDEPENDENCE, MO 64052-3025

Mortgage

Document Number	00E0070655
Date	Sep 28, 2023
Instrument	2023E0070655

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 21, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.7%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,107 (-) Land $3,188 Building $17,919	$111,090 (-)
2025	$1,543.00 (-12.87%)	$21,107 (-15.07%) Land $3,188 Building $17,919	$111,090 (-15.07%)
2024	$1,771.00 (+2.49%)
2023	$1,728.00	$24,852 Land $2,810 Building $22,042	$130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	48 (1982–2008)
Claims Outside the SFHA	14 of 48
Most Recent Claim	Jul 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2007 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms, Flooding And Tornadoes, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S Scott Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures