3122 S 2nd St, Ridgefield, WA 98642 Property Records

Clark County property record for 3122 S 2nd St, Ridgefield, WA 98642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,355 sqft · built 2006
Lot Size	0.086 acres (3,763 sqft)
Owner	2 Individual Names on File
Last Sale	$476,000 (Nov 2021)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Nov 2021 Sale Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000000002138082`

Property Details

APN / Parcel Number

Primary APN	`0000000002138082`
Alternative APN	`213808256`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,355 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,038 sqft
2nd Floor Area	1,317 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Concrete
Lot Area	3,763 sqft (0.086 acres)
Lot Dimensions	43 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3122 S 2ND ST
City	RIDGEFIELD
State	WA
Zip	98642-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-16
Legal Description	CEDAR RIDGE PH 2 LOT 24 SUB 2007 FOR ASSESSOR USE ONLY CEDAR RIDGE PH 2 LOT 24 SUB 2007
Legal Subdivision	CEDAR RIDGE PH 2
Legal Phase	2
Legal Lot Number	24
Jurisdiction	CLARK WA
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3006
Census Tract	40303

Owner

3122 S 2nd St is owned by two individuals who bought it in November 2021.

Source: Clark County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17550 NW SOLANO LN, PORTLAND, OR 97229-2240
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer CHICAGO TITLE VANCOUVER
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	20215993577
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0004231284
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Nov 30, 2021
Property Address	3122 S 2ND ST, RIDGEFIELD, WA 98642-5431
Document Number	0005993577
Map Reference	VOL 311 PG 331
Instrument Date	Nov 7, 2021
Instrument	5993577
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	CHICAGO TITLE VANCOUVER

Transaction

Amount	Amount on Record
Tax	$7,621.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3122 S 2ND ST, RIDGEFIELD, WA 98642-5431
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005534309
Date	Jul 31, 2018
Instrument	5534309

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Mar 29, 2019
Property Address	3122 S 2ND ST, RIDGEFIELD, WA 98642-5431
Document Number	0005595686
Map Reference	VOL 311 PG 331
Instrument Date	Mar 21, 2019
Instrument	5595686
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,146.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 S 2ND ST, RIDGEFIELD, WA 98642-5431

Mortgage

Document Number	0005595687
Date	Mar 29, 2019
Instrument	5595687

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2049

Mortgage

Document Number	0005595688
Date	Mar 29, 2019
Instrument	5595688

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3122 S 2nd St was $4,330.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Ridgefield City
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,151 (+2.63%) Land $155,150 Building $366,001	$521,151 (+2.63%) Land $155,150 Building $366,001
2025	$4,330.00	$507,787 (+4.17%) Land $150,496 Building $357,291	$507,787 (+4.17%) Land $150,496 Building $357,291
2024	$4,330.00 (+4.21%)	$487,482 (-2.43%) Land $145,000 Building $342,482	$487,482 (-2.43%) Land $145,000 Building $342,482
2023	$4,155.00	$499,614 (+10.85%) Land $145,000 Building $354,614	$499,614 (+10.85%) Land $145,000 Building $354,614
2022		$450,725 Land $117,351 Building $333,374	$450,725 Land $117,351 Building $333,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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