3122 Reed Rd, Escondido, CA 92027 Property Records

San Diego County property record for 3122 Reed Rd, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,570 sqft · built 1961
Lot Size	6.23 acres (271,814 sqft)
Owner	Company Name on Record
Last Sale	$705,000 (Jul 2020)
Tax Bill	$8,782 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`240-240-07-00`

Property Details

APN / Parcel Number

Primary APN	`240-240-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	3,570 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	271,814 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3122 REED RD
City	ESCONDIDO
State	CA
Zip	92027-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	SEC 18-12-1W LOT 2 DOC78-296241 IN
Legal Range	01W
Legal Township	12
Legal Section	18
Legal Subdivision	SAN BERNARDINO MERIDIAN
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Dec 8, 2022	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Dec 8, 2022	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BRANCH
Sep 29, 2022	Intrafamily Transfer, Transfer
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	May 12, 1997 · Amount on Record
Deed Document Number	2020354139
Last Transfer Date	Nov 17, 2022
Transfer Doc	0000461568
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 REED RD, ESCONDIDO, CA 92027-4515

Mortgage

Document Number	0000033902
Date	Feb 6, 2026
Instrument	2026-0033902

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2022
Property Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Document Number	0000461568
Instrument Date	Nov 17, 2022
Instrument	2022-0461568
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3122 REED RD, ESCONDIDO, CA 92027-4515

Mortgage

Document Number	0000461569
Date	Dec 8, 2022
Instrument	2022-0461569

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2022
Property Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Document Number	0000462046
Instrument Date	Nov 17, 2022
Instrument	2022-0462046
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3122 REED RD, ESCONDIDO, CA 92027-4515

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2022
Property Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Document Number	0000382724
Instrument Date	Sep 29, 2022
Instrument	2022-0382724
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3550 CAMINO DEL RIO N STE 200, 200, SAN DIEGO, CA 92108-1739

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2020
Property Address	3122 REED RD, ESCONDIDO, CA 92027-4515
Document Number	0000354139
Instrument Date	Jun 19, 2020
Instrument	2020-0354139
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3122 REED RD, ESCONDIDO, CA 92027-4515

Mortgage

Document Number	0000354140
Date	Jul 6, 2020
Instrument	2020-0354140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,375 (+2%) Land $596,203 Building $182,172
2025	$8,782.00 (+4.45%) Homeowner's exemption	$763,113 (+4.04%) Land $584,513 Building $178,600
2023	$8,408.00 (+1.08%) Homeowner's exemption	$733,482 Land $561,816 Building $171,666
2022	$8,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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