Will County property record for 3121 Westgate Ln, Joliet, IL 60435
| Property Type | Single Family Home |
|---|---|
| Details | 1,187 sqft · built 1958 |
| Lot Size | 0.35 acres (15,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Aug 1997) |
| Tax Bill | $5,062 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-24-303-011 |
| Primary APN | 06-03-24-303-011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,187 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 15,349 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|
| Street Address | 3121 WESTGATE LN |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60435-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 IN PINECREST UNIT 1, A SUB IN THE NW 1/4 SW 1/4 OF SE. 24, T36N-R9E. |
| Legal Subdivision | PINECREST |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 880427 |
3121 Westgate Ln is owned and occupied by two individuals who acquired it in March 2021.
Source: Will County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3121 WESTGATE LN, JOLIET, IL 60435-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| May 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| May 20, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1997 · Amount on File |
| Deed Sale | Aug 8, 1997 · Amount on File |
| Deed Document Number | 199767257 |
| Last Transfer Date | Mar 19, 2021 |
| Transfer Doc | 0000056696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3121 WESTGATE LN, JOLIET, IL 60435-1152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003609 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | R2017003609 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate | 4.25% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 20, 2021 |
| Property Address | 3121 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000056696 |
| Map Reference | DOC 819217 |
| Instrument Date | Mar 19, 2021 |
| Instrument | R2021056696 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | NATIONAL TITLE SOLUTIONS INC, NATIONAL TITEL SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3121 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000056697 |
|---|---|
| Date | May 20, 2021 |
| Instrument | R2021056697 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 20, 2021 |
| Property Address | 3121 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000056695 |
| Map Reference | DOC 819217 |
| Instrument Date | Dec 10, 2020 |
| Instrument | R2021056695 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 WEST AVENUE, JOLIET, IL 60435 |
The 2025 property tax bill for 3121 Westgate Ln was $5,062.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Plainfield Township |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,062.00 | $84,829 (+8.45%) Land $23,388 Building $61,441 | $254,487 (+8.45%) Land $70,164 Building $184,323 |
| 2024 | $78,220 Land $21,566 Building $56,654 | $234,660 Land $64,698 Building $169,962 | |
| 2022 | $4,626.00 Homeowner's exemption | $66,472 Land $18,327 Building $48,145 | $199,416 Land $54,981 Building $144,435 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3121 Westgate Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3121 Westgate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CENTRAL STATES DST private · serves 117 people · EPA ID IL1975210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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