Will County property record for 3103 Westgate Ln, Joliet, IL 60435
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,642 sqft · built 1972 |
| Lot Size | 0.36 acres (15,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jul 2023) |
| Tax Bill | $5,795 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-24-303-016 |
| Primary APN | 06-03-24-303-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 15,544 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Cooling System | Central |
|---|
| Street Address | 3103 WESTGATE LN |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60435-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 IN PINECREST UNIT 2, A SUB IN THE NW1/4 THE SW1/4 SEC 24, T36N R9E. |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 24 |
| Legal Subdivision | PINECREST UNIT 2 |
| Legal Lot Number | 19 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 880427 |
3103 Westgate Ln is owned and occupied by an individual who bought it in July 2023.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC |
| Jun 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on File |
| Deed Sale | Jul 31, 2023 · Amount on File |
| Prior Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 202338309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 31, 2023 |
| Property Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000038309 |
| Map Reference | MB 30 PG 77DOC838475 |
| Instrument Date | Jul 17, 2023 |
| Instrument | R2023038309 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12939 W WAKEFIELD DR, BEACH PARK, IL 60083-3039 |
| Document Number | 0000038310 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | R2023038310 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000027596 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | R2023027596 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 280 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3103 WESTGATE LN, JOLIET, IL 60435-1152 |
| Document Number | 0000065910 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | R2022065910 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Oct 1, 2046 |
The 2025 property tax bill for 3103 Westgate Ln was $5,795.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Plainfield Township |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,795.00 | $95,946 (+8.45%) Land $23,388 Building $72,558 | $287,838 (+8.45%) Land $70,164 Building $217,674 |
| 2024 | $88,471 Land $21,566 Building $66,905 | $265,413 Land $64,698 Building $200,715 | |
| 2022 | $5,292.00 Homeowner's exemption | $75,183 Land $18,327 Building $56,856 | $225,549 Land $54,981 Building $170,568 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3103 Westgate Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3103 Westgate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CENTRAL STATES DST private · serves 117 people · EPA ID IL1975210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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