3115 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3115 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2019)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0003-0081-00`

Property Details

APN / Parcel Number

Primary APN	`248-0003-0081-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	884 sqft
Attic	Attic
Attic Area	424 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3115 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 50 X 113.46 IRR
Legal Lot Number	216
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	10900

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3115 W TOWER AVE, CINCINNATI, OH 45238-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Apr 3, 2003 · Amount on Record
Deed Document Number	201990849
Deed Book / Page	14025 / 1608
Prior Transfer Date	Jun 19, 2002
Prior Transfer Doc	0000122176
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2019
Property Address	3115 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000090849
Book / Page	14025 / 01608
Map Reference	MB 1611 PG 411
Instrument Date	Oct 11, 2019
Instrument	2019-0090849
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 CHEMICAL RD STE 200, 200, PLYMOUTH MEETING, PA 19462-1708

Mortgage

Document Number	0000090850
Date	Oct 17, 2019
Instrument	2019-0090850

Lender

Name	NEWEREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 (+3.11%)	$44,062 (-) Land $6,395 Building $37,667	$125,890 (-) Land $18,270 Building $107,620
2024	$2,640.00 (-2.19%)	$44,062 (-) Land $6,395 Building $37,667
2023	$2,699.00 (+32.56%)	$44,062 (+48.11%) Land $6,395 Building $37,667	$125,890 (+48.11%) Land $18,270 Building $107,620
2022	$2,036.00 Homeowner's exemption	$29,750 Land $5,194 Building $24,556
2020			$85,000 Land $14,840 Building $70,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20