3030 Trout Camp Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3030 Trout Camp Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,519 sqft · built 1987
Lot Size	57.9 acres (2,523,866 sqft)
Owner	2 Trust Names on Record
Last Sale	$372,000 (Nov 2020)
Tax Bill	$990 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-400-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-29-400-001-000`
Alternative APN	`07290000000900 00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Basement Area	1,519 sqft
Unfinished Basement	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	2,523,866 sqft (57.9 acres)
Garage Type	Mixed
Garage Area	330 sqft
Driveway	Asphalt Driveway
Driveway Area	5,330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	609 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3030 TROUT CAMP RD
City	WATERLOO
State	IL
Zip	62298-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SE NW PART NE SW, PART SW NE & PART NW SE
Legal Range	10W
Legal Township	02S
Legal Section	29
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3015
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	102 POLO RUN, WATERLOO, IL 62298-1600
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit STATE BANK
Jun 14, 2021	Deed, Transfer
Mar 18, 2021	Warranty Deed, Transfer
Nov 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ACCENT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2020412930
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426610
Date	Oct 20, 2022
Instrument	426610

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 20, 2024

Interest

Rate Type	Fixed Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Jun 14, 2021
Property Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902
Document Number	0000417790
Instrument Date	Jun 11, 2021
Instrument	417790
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Tax	$1.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 TROUT CAMP RD, WATERLOO, IL 62298-4900

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 18, 2021
Property Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902
Document Number	0000415655
Instrument Date	Mar 15, 2021
Instrument	415655
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 PINEWOOD LN, 1127, WATERLOO, IL 62298-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 POLO RUN, WATERLOO, IL 62298-1600

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 30, 2020
Property Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902
Document Number	0000412930
Instrument Date	Nov 20, 2020
Instrument	412930
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$558.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	102 POLO RUN WATERLOO IL 622981600, WATERLOO, IL 62298-1600

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 11, 2017
Property Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902
Document Number	0000389197
Instrument Date	Apr 7, 2017
Instrument	389197
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 TROUT CAMP RD, WATERLOO, IL 62298-4902

Mortgage

Document Number	, 389198
Date	Apr 11, 2017
Instrument	389198

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00	$17,245 (+56.56%) Land $16,845 Building $400	$51,735 (+15.24%) Land $50,535 Building $1,200
2024	$990.00		$44,892 (+35.85%) Land $43,692 Building $1,200
2022		$11,015 Land $10,615 Building $400	$33,045 Land $31,845 Building $1,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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