Buchanan County property record for 3121 S 28th St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,431 sqft · built 1912 |
| Lot Size | 1.1 acres (48,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Apr 2021) |
| Tax Bill | $1,095 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2021 Mortgage + 2 more |
| APN | 06-5.0-22-003-000-078.000 |
| Primary APN | 06-5.0-22-003-000-078.000 |
|---|
| Building Area | 1,431 sqft Base Area |
|---|---|
| 1st Floor Area | 1,431 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 48,311 sqft (1.1 acres) |
| Lot Dimensions | 297 ft deep x 162 ft wide |
| Street Address | 3121 S 28TH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 22-57-35SWSUB: LOT: BLK:LGL DESC:SW4 BEG 25' E & 155' N OF SW COR OF SW4 OF SEC 22 TH N 162.5' E 297.33' S 152.5' W 150' S 10' W 147.33' TO POB |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 22 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1800 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK |
| Apr 15, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES SMITH |
| Feb 5, 2021 | Special Warranty Deed, Foreclosure |
| Dec 21, 2020 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Oct 26, 2009 · Amount on Record |
| Deed Document Number | 20213732 |
| Deed Book / Page | 3761 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Title Company | ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Document Number | 003777/607 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 3777/607 |
| Instrument | 2022006212 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAVANNAH, MO 64485 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 15, 2021 |
| Property Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Document Number | 0003761/82 |
| Book / Page | 3761 / 82 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021003732 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2612 S 27TH TER, SAINT JOSEPH, MO 64503-1106 |
| Document Number | 2021003733 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021003733 |
| Name | JAMES SMITH |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 5, 2021 |
| Property Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Document Number | 003758/599 |
| Book / Page | 3758 / 599 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021001239 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD200-A, 1600, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 21, 2020 |
| Property Address | 3121 S 28TH ST, SAINT JOSEPH, MO 64503-1111 |
| Document Number | 003756/929 |
| Book / Page | 3756 / 929 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020012126 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3121 S 28TH ST, 3121, SAINT JOSEPH, MO 64503-1111 |
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,095.00 | $15,200 (+5.7%) Land $3,610 Building $11,590 | $79,980 (+5.65%) Land $19,000 Building $60,980 |
| 2024 | $1,095.00 (+15.26%) | ||
| 2023 | $950.00 (-0.63%) | $14,380 (-) Land $3,610 Building $10,770 | $75,700 (-) Land $19,000 Building $56,700 |
| 2022 | $956.00 | $14,380 Land $3,610 Building $10,770 | |
| 2021 | $75,700 Land $19,000 Building $56,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1984–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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