3017 S 28th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3017 S 28th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 1956
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$531 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
APN	`06-5.0-22-003-000-085.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-003-000-085.000`

Interior

Building Area	1,164 sqft Base Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	297 ft deep x 85 ft wide

Location & Zoning

Street Address	3017 S 28TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	22-57-35SWSUB: LOT: BLK:LGL DESC:BEG SW COR SW4 TH N 927.51' & E 25' TO POB TH E 297.33' N 85' W 297.33' S 85' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	22
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1021
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3017 S 28TH ST, SAINT JOSEPH, MO 64503-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Apr 7, 2026
Property Address	3017 S 28TH ST, SAINT JOSEPH, MO 64503-1109
Document Number	0000002624
Book / Page	3817 / 410
Instrument Date	Apr 2, 2026
Instrument	20262624
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 S 28TH ST, SAINT JOSEPH, MO 64503-1109

Mortgage

Document Number	0000002624,
Date	Apr 7, 2026
Book Page	3817/410
Instrument	20262624

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$531.00 (+0.19%)	$7,670 (+7.12%) Land $3,040 Building $4,630	$40,380 (+7.11%) Land $16,000 Building $24,380
2024	$530.00 (+10.65%)
2023	$479.00 (-0.62%)	$7,160 (-) Land $3,040 Building $4,120	$37,700 (-) Land $16,000 Building $21,700
2022	$482.00	$7,160 Land $3,040 Building $4,120
2021			$37,700 Land $16,000 Building $21,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20