3121 Old Ringgold Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 3121 Old Ringgold Rd, Chattanooga, TN 37404

Property Summary

Property TypeDuplex
Details4 ba · 1,456 sqft · built 1983
Lot Size0.216 acres (9,417 sqft)
OwnerCompany Name on File
Last Sale$310,000 (May 2017)
Tax Bill$1,164 (2025)
Deeds & MortgagesDec 2019 Transfer
May 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN156K L 020.02

Property Details

APN / Parcel Number

Primary APN156K L 020.02
Alternative APN
  • 0000093205

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,456 sqft Total Area

Exterior

Year BuiltBuilt 1983
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,417 sqft (0.216 acres)
Lot Dimensions122 ft deep x 77 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000093205
Old Parcel Number156K L 02002
Street Address3121 OLD RINGGOLD RD
CityCHATTANOOGA
StateTN
Zip37404-5542
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLT 10 BLK 3 DR R P JOHNSONS PROPERTY PB4 PG22 OUT OF 156K-L-20
Legal SubdivisionJOHNSONS R P DR PROP
Legal Block3
Legal Lot Number10
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2003
Census Tract11900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3121 Old Ringgold Rd, a duplex, is owned by a company that acquired it in December 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing Address1950 WATERBURY LN, CHATTANOOGA, TN 37421-4807
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 26, 2017Warranty Deed, Subdivision Related Transfer · Line of Credit
FIRST TN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2017 · Amount on File
Deed SaleMay 26, 2017 · Amount on File
Deed Document Number0000000114
Deed Book / Page011059 / 000818
Last Transfer DateDec 30, 2019
Transfer Doc1230000277
Record UpdatedJun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 30, 2019
Property Address3121 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5542
Document Number1230000277
Book / Page011863 / 000761
Instrument DateDec 30, 2019
Instrument191230000277
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2903 WESTSIDE DR CHATTANOOGA TN 374045965, CHATTANOOGA, TN 37404-5965

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2017
Property Address3121 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5542
Document Number0000000114
Book / Page011059 / 000818
Instrument DateMay 24, 2017
Instrument114
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,147.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3119 OLD RINGGOLD RD CHATTANOOGA TN 374045542, CHATTANOOGA, TN 37404-5542

Mortgage

Document Number115
DateMay 26, 2017
Book Page011059/000820
Instrument115
Lender
NameFIRST TN BK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 25, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3121 Old Ringgold Rd was $1,164, up 10.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (+10.65%)$76,800 (+63.27%)$192,000 (+63.27%) Land $50,000 Building $142,000
2024$1,052.00 (-36.55%)$47,040 (-)$117,600 (-) Land $40,000 Building $77,600
2023$1,658.00$47,040 (-)$117,600 (-) Land $40,000 Building $77,600
2022$1,658.00$47,040$117,600 Land $40,000 Building $77,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3121 Old Ringgold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3121 Old Ringgold Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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