3121 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3121 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$303,000 (Nov 2021)
Tax Bill	$8,591 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-08-1850`

Property Details

APN / Parcel Number

Primary APN	`8402-01-08-1850`
Alternative APNs	`34180201081850` `02183401081850` `3935756.0` `3935756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3935756
Street Address	3121 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 8185 & 8186 BLK 278 FLORIDA SHORES NO 8 MB 23 PG 132 PER OR 5228 PG 2248 PER OR 5471 PG 2751 PER OR 6663 PG 4202 PER OR 7056 PGS 3807-3808 PER OR 7056 PGS 3804-3805 PER OR 8153 PG 4190
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	278
Legal Lot Number	8185
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1085
Census Tract	83007

Owner

Source: Volusia County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	2021271962
Deed Book / Page	8153 / 4190
Prior Transfer Date	Dec 21, 2011
Prior Transfer Doc	0066634202
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	May 6, 2026
Property Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0000081362
Book / Page	8849 / 2750
Instrument Date	Apr 6, 2026
Instrument	202681362
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0000081362,
Date	May 6, 2026
Book Page	8849/2750
Instrument	202681362

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0085211562
Date	Feb 23, 2024
Book Page	8521/1562
Instrument	2024035232

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0084393599
Date	Jul 28, 2023
Book Page	8439/3599
Instrument	2023155143

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 12, 2021
Property Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0081534190
Book / Page	8153 / 4190
Map Reference	MB 23 PG 132
Instrument Date	Nov 8, 2021
Instrument	2021-271962
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 LAUGHING GULL LN, 16, EDGEWATER, FL 32141-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	81534192
Date	Nov 12, 2021
Instrument	8153/4192

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,895 (+2.34%) Land $54,000 Building $236,895	$290,895 (+2.34%) Land $54,000 Building $236,895
2025	$8,591.00 (+4.34%)	$284,255 (+9.21%) Land $54,000 Building $230,255	$284,255 (+9.21%) Land $54,000 Building $230,255
2023	$8,234.00 (+87.26%)	$260,278 (+14.38%) Land $34,000 Building $226,278	$260,278 (+14.38%) Land $34,000 Building $226,278
2022	$4,397.00	$227,554 Land $29,600 Building $197,954	$227,554 Land $29,600 Building $197,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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