3117 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3117 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1997
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Aug 2005)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-08-1870`

Property Details

APN / Parcel Number

Primary APN	`8402-01-08-1870`
Alternative APNs	`34180201081870` `5687911.0` `5687911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	461 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5687911.0
Old Parcel Number	34180201081870
Street Address	3117 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 8187 & 8188 BLK 278 FLORIDA SHORES NO 8 MB 23 PG 132 PER OR 5216 PG 1296 PER OR 5629 PG 1492
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	278
Legal Lot Number	8187 8188
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1085
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional with PMI R P FNDG INC
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2005 · Amount on Record
Deed Sale	Aug 18, 2005 · Amount on Record
Prior Sale	Dec 2, 2003 · Amount on Record
Deed Document Number	2005-225509
Deed Book / Page	5629 / 1492
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0085384187
Date	Apr 5, 2024
Book Page	8538/4187
Instrument	2024065077

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2054

Interest

Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0082212110
Date	Mar 17, 2022
Book Page	8221/2110
Instrument	2022062673

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076872165
Date	Apr 29, 2019
Book Page	7687/2165
Instrument	2019-083974

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078413168
Date	Apr 16, 2020
Book Page	7841/3168
Instrument	2020-072526

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0079601775
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 NEEDLE PALM DR EDGEWATER FL 321416225, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0079601775
Date	Dec 21, 2020
Book Page	007960/001775
Instrument	247139

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3117 NEEDLE PALM DR, EDGEWATER, FL 32141-6225
Document Number	0074943390
Book / Page	007494 / 003390
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 NEEDLE PALM DR EDGEWATER FL 321416225, EDGEWATER, FL 32141-6225

Mortgage

Document Number	0074943390
Date	Jan 12, 2018
Book Page	007494/003390
Instrument	7051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (+18.1%) Homeowner's exemption	$107,810 (+5.99%)	$299,039 (+4.58%) Land $54,000 Building $245,039
2023	$1,160.00 (+3.76%) Homeowner's exemption	$101,721 (+3%)	$285,944 (+18%) Land $34,000 Building $251,944
2022	$1,118.00 Homeowner's exemption	$98,758	$242,320 Land $29,600 Building $212,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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