Harford County property record for 3121 Ebbtide Dr, Edgewood, MD 21040 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,680 sqft Total Area |
| Lot Size | 7,221 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2014) |
| Tax Bill | $2,671.00 (2025) |
| Primary APN | 01-078267 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,680 sqft Total Area |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,221 sqft (0.166 acres) |
| Depth X Width | 143 ft x 64 ft Depth x Width |
| Deck Area | 120 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 078267 |
|---|---|
| Street Address | 3121 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 37/64X143 AV 3121 EBBTIDE DRIVE HARBOUR OAKS S4 P 45/17 |
| Legal Subdivision | HARBOUR OAKS SEC 4 9 |
| Legal Lot Number | 11 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
Source: Harford County records · APN 01-078267
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3121 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jun 12, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage THE MONEY SOURCE INC |
| Jun 12, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Nov 10, 2016 | Loan Modification, Mortgage · Conventional Mortgage MONEY SOURCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2014 · Amount on Record |
| Deed Sale | Jan 14, 2014 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Book / Page | 10623 / 380 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3121 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0140210116 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3121 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920 |
| Document Number | 0140210116 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 014021/000116 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3121 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0133970056 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3121 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920 |
| Document Number | 0133970056 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 013397/000056 |
| Name | THE MONEY SOURCE INC |
|---|---|
| Address | FLINT, MI 48501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3121 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0133970069 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3121 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920 |
| Document Number | 0133970069 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 013397/000069 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3121 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0121810396 |
| Book / Page | 012181 / 000396 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3121 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920 |
| Document Number | 0121810396 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 012181/000396 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,300 (+24.32%) Land $60,300 Building $229,000 | $289,300 (+24.32%) Land $60,300 Building $229,000 | |
| 2025 | $2,671.00 (+8.71%) Homeowner's exemption | ||
| 2023 | $232,700 Land $60,300 Building $172,400 | $232,700 Land $60,300 Building $172,400 | |
| 2022 | $2,457.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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