3113 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3113 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,364 sqft · built 1992
Lot Size	0.191 acres (8,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Jan 2020)
Tax Bill	$3,093 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-078224`

Property Details

APN / Parcel Number

Primary APN	`01-078224`
Alternative APNs	`1078224` `078224`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,364 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,321 sqft (0.191 acres)
Lot Dimensions	157 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	078224
Street Address	3113 EBBTIDE DR
City	EDGEWOOD
State	MD
Zip	21040-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 7 8321 SF 3113 EBBTIDE DRIVE HARBOUR OAKS S4 P 45/17
Legal Subdivision	HARBOUR OAKS
Legal Lot Number	7
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3002
Census Tract	301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jan 14, 2020	Grant Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS
Nov 30, 2017	Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	13641 / 158
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920

Mortgage

Document Number	0161770295
Date	Feb 20, 2024
Book Page	16177/295

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920

Mortgage

Document Number	0153490442
Date	Feb 4, 2022
Book Page	15349/442

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 14, 2020
Property Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number	0136410158
Book / Page	013641 / 000158
Instrument Date	Jan 7, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3113 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920

Mortgage

Document Number	136410164
Date	Jan 14, 2020
Book Page	013641/000164

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 30, 2017
Property Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number	0126160044
Book / Page	12616 / 0044
Map Reference	MB CGH45 FO17
Instrument Date	Nov 6, 2017
Instrument	12616-0044
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	49 KIRKCALDY LN, MIDDLETOWN, DE 19709-8740

Mortgage

Document Number	126160048
Date	Nov 30, 2017
Instrument	12616-0048

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 7, 2017
Property Address	3113 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number	0125020131
Book / Page	012502 / 000131
Instrument Date	May 26, 2017
Transaction Type	Foreclosure
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,093.00 (+14.94%)	$283,800 (+24.2%) Land $60,400 Building $223,400	$283,800 (+24.2%) Land $60,400 Building $223,400
2025	$2,691.00 (+14.22%)
2023		$228,500 Land $60,400 Building $168,100	$228,500 Land $60,400 Building $168,100
2022	$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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