3121 Cornwall Rd, Durham, NC 27707 Property Records

Durham County property record for 3121 Cornwall Rd, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,443 sqft · built 1984
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,555,000 (Oct 2023)
Tax Bill	$25,959 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0810-40-8093`

Property Details

APN / Parcel Number

Primary APN	`0810-40-8093`
Alternative APNs	`0810-40-80-9365` `081018408097` `124314`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,443 sqft Heated Area
1st Floor Area	3,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3121 CORNWALL RD
City	DURHAM
State	NC
Zip	27707-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HOPE VALLEY CC/SHT:03/BLK :FF/LT#07 PL:000009-000044
Legal Subdivision	HPVL CC SHT 03
Legal Block	FF
Legal Lot Number	7
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1013
Census Tract	2008

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3121 CORNWALL RD, DURHAM, NC 27707-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Dec 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	202375962
Deed Book / Page	9995 / 122
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 3, 2023
Property Address	3121 CORNWALL RD, DURHAM, NC 27707-5101
Document Number	0099950122
Book / Page	9995 / 122
Map Reference	MB 9 PG 44&45
Instrument Date	Sep 21, 2023
Instrument	2023075962
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE DURHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5080 BISCAYNE BLVD # AA, AA, MIAMI, FL 33137-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 CORNWALL RD, DURHAM, NC 27707-5101

Mortgage

Document Number	2023075963
Date	Oct 3, 2023
Instrument	2023075963

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 17, 2020
Property Address	3121 CORNWALL RD, DURHAM, NC 27707-5101
Document Number	0091710016
Book / Page	009171 / 000016
Instrument Date	Dec 17, 2020
Instrument	55885
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 LAKEVIEW CT MIAMI BEACH FL 331402628, MIAMI BEACH, FL 33140-2628

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,959.00 (+2.52%)	$2,554,329 (-) Land $511,000 Building $2,043,329	$2,554,329 (-) Land $511,000 Building $2,043,329
2025	$25,321.00 (+88.33%)	$2,554,329 (+148.86%) Land $511,000 Building $2,043,329	$2,554,329 (+148.86%) Land $511,000 Building $2,043,329
2023	$13,445.00 (+2.34%)	$1,026,422 Land $182,375 Building $844,047	$1,026,422 Land $182,375 Building $844,047
2022	$13,137.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1982–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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