3100 Cornwall Rd, Durham, NC 27707 Property Records

Durham County property record for 3100 Cornwall Rd, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,012 sqft · built 1978
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Feb 2015)
Tax Bill	$14,897 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0810-50-2314`

Property Details

APN / Parcel Number

Primary APN	`0810-50-2314`
Alternative APNs	`0810-50-23-1471` `081019502324` `124304`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,012 sqft Heated Area
1st Floor Area	3,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	220 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	829 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3100 CORNWALL RD
City	DURHAM
State	NC
Zip	27707-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HOPE VALLEY CC/SHT:03/BLK :F/PROP-BAKER/LT#11-15 PL:000092-000031
Legal Subdivision	HPVL CC SHT 03
Legal Tract	A
Legal Block	F
Legal Lot Number	11,15
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1011
Census Tract	2008

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3100 CORNWALL RD, DURHAM, NC 27707-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 15, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2015 · Amount on Record
Deed Sale	Feb 18, 2015 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	20154561
Deed Book / Page	7648 / 962
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3100 CORNWALL RD, DURHAM, NC 27707-5102
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094220084
Date	Aug 9, 2021
Book Page	9422/84
Instrument	2021040044

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3100 CORNWALL RD, DURHAM, NC 27707-5102
Document Number	0091750368
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3100 CORNWALL RD DURHAM NC 277075102, DURHAM, NC 27707-5102

Mortgage

Document Number	0091750368
Date	Dec 21, 2020
Book Page	009175/000368
Instrument	56575

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,897.00 (-5.74%)	$1,465,808 (-8.06%) Land $501,600 Building $964,208	$1,465,808 (-8.06%) Land $501,600 Building $964,208
2025	$15,804.00 (+46.75%)	$1,594,368 (+93.91%) Land $501,600 Building $1,092,768	$1,594,368 (+93.91%) Land $501,600 Building $1,092,768
2023	$10,769.00 (+5.73%)	$822,230 Land $225,300 Building $596,930	$822,230 Land $225,300 Building $596,930
2022	$10,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1982–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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