31204 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31204 Flying Cloud Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,830 sqft · built 1969
Lot Size	0.069 acres (2,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Feb 2014)
Tax Bill	$12,065 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`658-052-08`

Property Details

APN / Parcel Number

Primary APN	`658-052-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	2,982 sqft (0.069 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31204 FLYING CLOUD DR
City	LAGUNA NIGUEL
State	CA
Zip	92677-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5573 BLK LOT 58 TR 5573 LOT 58 GARAGE LOT 137 TOGETHER WITH AN
Legal Subdivision	TRACT NO 5573
Legal Tract	5573
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42324

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31204 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	201478208
Prior Transfer Date	Oct 17, 2001
Prior Transfer Doc	0000963105
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31204 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2716
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31204 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2716

Mortgage

Document Number	0000196833
Date	Mar 23, 2021
Instrument	2021000196833

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Type Change Date	Apr 1, 2026
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	12-Month MTA
Margin	3
Max Rate	6.65%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31204 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2716
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31204 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2716

Mortgage

Document Number	0000100928
Date	Feb 11, 2021
Instrument	2021000100928

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.27%
Type Change Date	Feb 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.27%
Index	Other
Margin	3
Max Rate	7.27%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,367 (+2%) Land $1,068,831 Building $156,536
2025	$12,065.00 (+3.92%) Homeowner's exemption	$1,201,341 (+4.04%) Land $1,047,874 Building $153,467
2023	$11,610.00 (+1.96%) Homeowner's exemption	$1,154,693 Land $1,007,185 Building $147,508
2022	$11,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Flying Cloud Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures