31198 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31198 Flying Cloud Dr, Laguna Niguel, CA 92677 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,764 sqft · built 1969
Lot Size0.067 acres (2,941 sqft)
OwnerIndividual Name on File
Last Sale$1,175,000 (Sep 2019)
Tax Bill$12,979 (2025)
Deeds & MortgagesAug 2017 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN658-052-10

Property Details

APN / Parcel Number

Primary APN658-052-10

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Lot Area2,941 sqft (0.067 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address31198 FLYING CLOUD DR
CityLAGUNA NIGUEL
StateCA
Zip92677-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 5573 LOT 60 GARAGE LOT 135 TOGETHER WITH AN UND1/84 INT IN LOTS 163-168I NC
Legal Tract5573
Legal Lot Number60 168
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group4
Census Block4003
Census Tract42324

Owner

Source: Orange County records · APN 658-052-10

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address764 BEECHNUT CT, SAN RAFAEL, CA 94903-3159
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 05, 2019Grant Deed, Transfer · ARM
ONEWEST BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2019 · Amount on Record
Deed SaleSep 05, 2019 · Amount on Record
Prior SaleOct 29, 2015 · Amount on Record
Deed Document Number2019000336149
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31198 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2715
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321263
DateAug 04, 2017
Instrument2017000321263
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 05, 2019
Property Address31198 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2715
Document Number0000336149
Map ReferenceMB 260 PG 9-13
Instrument DateAug 07, 2019
Instrument2019000336149
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 BEECHNUT CT, SAN RAFAEL, CA 94903-3159

Mortgage

Document Number0000336150
DateSep 05, 2019
Instrument2019000336150
Lender
NameONEWEST BANK FSB
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.97%
Type Change DateOct 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.97%
Index1-Year LIBOR
Max Rate7.97%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Niguel City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,979.00 (+3.89%)$1,285,032 (+4.04%) Land $1,147,323 Building $137,709
2023$12,493.00 (+1.94%)$1,235,134 Land $1,102,772 Building $132,362
2022$12,255.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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