Durham County property record for 3120 Umstead Rd, Durham, NC 27712
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,566 sqft · built 1996 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2016) |
| Tax Bill | $2,703 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0804-62-5849 |
| Primary APN | 0804-62-5849 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Heated Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3120 UMSTEAD RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | PROP-CANNON ASHLEY/TR#B PL:000123-000084 |
| Legal Subdivision | ASHLEY CANNON |
| Legal Tract | B |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1604 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3120 UMSTEAD RD, DURHAM, NC 27712-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on File |
| Deed Sale | Jun 10, 2016 · Amount on File |
| Prior Sale | Jun 7, 2005 · Amount on File |
| Deed Document Number | 201618779 |
| Deed Book / Page | 7951 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3120 UMSTEAD RD, DURHAM, NC 27712-2460 |
| Document Number | 0086330820 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 UMSTEAD RD DURHAM NC 277122460, DURHAM, NC 27712-2460 |
| Document Number | 0086330820 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 008633/000820 |
| Instrument | 11751 |
| Name | COASTAL CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27669 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 14, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,703.00 (+3.6%) | $361,019 (-) Land $121,875 Building $239,144 | $361,019 (-) Land $121,875 Building $239,144 |
| 2025 | $2,609.00 (+36.74%) | $361,019 (+89.15%) Land $121,875 Building $239,144 | $361,019 (+89.15%) Land $121,875 Building $239,144 |
| 2023 | $1,908.00 (+4.26%) | $190,860 Land $43,965 Building $146,895 | $190,860 Land $43,965 Building $146,895 |
| 2022 | $1,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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