3112 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 3112 Umstead Rd, Durham, NC 27712

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,747 sqft · built 1973
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2021)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0804-63-6003`

Property Details

APN / Parcel Number

Primary APN	`0804-63-6003`
Alternative APNs	`0804-63-60-0482` `080404636016` `181463`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,747 sqft Heated Area
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	523 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3112 UMSTEAD RD
City	DURHAM
State	NC
Zip	27712-2460
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	PROP-CANNON ASHLYN/TR:A PL:000123-000084
Legal Subdivision	PROPERTY OF ASHLYN CANNON
Legal Tract	A
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4018
Census Tract	1604

Owner

3112 Umstead Rd, a rural home, is owned and occupied by an individual who bought it in February 2021.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3112 UMSTEAD RD, DURHAM, NC 27712-2460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 23, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	20218254
Deed Book / Page	9235 / 968
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 19, 2021
Property Address	3112 UMSTEAD RD, DURHAM, NC 27712-2460
Document Number	0092350968
Book / Page	9235 / 968
Map Reference	MB 123 PG 84
Instrument Date	Feb 9, 2021
Instrument	2021008254
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 MILLSPRING DR, 923, DURHAM, NC 27705-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 UMSTEAD RD, DURHAM, NC 27712-2460

Mortgage

Document Number	0092350971
Date	Feb 19, 2021
Book Page	9235/971
Instrument	2021008255

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3112 UMSTEAD RD, DURHAM, NC 27712-2460
Document Number	0087550507
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3112 UMSTEAD RD DURHAM NC 277122460, DURHAM, NC 27712-2460

Mortgage

Document Number	0087550507
Date	Sep 20, 2019
Book Page	008755/000507
Instrument	34198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3112 UMSTEAD RD, DURHAM, NC 27712-2460
Document Number	0082560113
Book / Page	008256 / 000113
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3112 UMSTEAD RD DURHAM NC 277122460, DURHAM, NC 27712-2460

Mortgage

Document Number	0082560113
Date	Aug 25, 2017
Book Page	008256/000113
Instrument	29993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 24, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 3112 Umstead Rd was $3,162, up 3.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+3.54%)	$415,073 (-) Land $147,000 Building $268,073	$415,073 (-) Land $147,000 Building $268,073
2025	$3,054.00	$415,073 Land $147,000 Building $268,073	$415,073 Land $147,000 Building $268,073
2023	$2,353.00 (+4.76%)	$234,345 Land $51,198 Building $183,147	$234,345 Land $51,198 Building $183,147
2022	$2,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3112 Umstead Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3112 Umstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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