San Diego County property record for 3120 Toopal Dr, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,762 sqft · built 2005 |
| Lot Size | 0.259 acres (11,284 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,864 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-193-19-00 |
| Primary APN | 145-193-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,762 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 11,284 sqft (0.259 acres) |
| Street Address | 3120 TOOPAL DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-7490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 137 TR 014539 |
| Legal Subdivision | WANIS VIEW ESTATES |
| Legal Tract | 014539 |
| Legal Block | 3 |
| Legal Lot Number | 137 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 18601 |
Source: San Diego County records · APN 145-193-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3120 TOOPAL DR, OCEANSIDE, CA 92058-7490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Jan 02, 2018 | Quit Claim Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2018 |
| Deed Sale | Jan 02, 2018 |
| Prior Sale | Mar 27, 2012 · Amount on Record |
| Deed Document Number | 2018184 |
| Prior Transfer Date | Dec 11, 2017 |
| Prior Transfer Doc | 0000000184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3120 TOOPAL DR, OCEANSIDE, CA 92058-7490 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3120 TOOPAL DR, OCEANSIDE, CA 92058-7490 |
| Document Number | 0000014900 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024-0014900 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3120 TOOPAL DR, OCEANSIDE, CA 92058-7490 |
| Document Number | 0000497419 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 TOOPAL DR OCEANSIDE CA 920587490, OCEANSIDE, CA 92058-7490 |
| Document Number | 0000497419 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 497419 |
| Name | FRONTWAVE CU |
|---|---|
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 02, 2018 |
| Property Address | 3120 TOOPAL DR, OCEANSIDE, CA 92058-7490 |
| Document Number | 0000000184 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 184 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2018 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 TOOPAL DR OCEANSIDE CA 920587490, OCEANSIDE, CA 92058-7490 |
| Document Number | 185 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 185 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $713,124 (+2%) Land $215,231 Building $497,893 | |
| 2025 | $7,864.00 (+33.42%) | $699,142 (+32.22%) Land $211,011 Building $488,131 |
| 2023 | $5,894.00 (+1.53%) | $528,781 Land $202,818 Building $325,963 |
| 2022 | $5,805.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 25 / 5 |
May also be available: Cox Communications.
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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