3116 Toopal Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3116 Toopal Dr, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,690 sqft · built 2005
Lot Size	0.358 acres (15,590 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Mar 2009)
Tax Bill	$8,136 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145-193-18-00`

Property Details

APN / Parcel Number

Primary APN	`145-193-18-00`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,690 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	15,590 sqft (0.358 acres)
View / Lot	River
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3116 TOOPAL DR
City	OCEANSIDE
State	CA
Zip	92058-7490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 TR 014539
Legal Subdivision	WANIS VIEW ESTATES
Legal Tract	014539
Legal Block	3
Legal Lot Number	136
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18601

Owner

Source: San Diego County records · APN 145-193-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2009 · Amount on Record
Deed Sale	Mar 06, 2009 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Document Number	2009112202
Last Transfer Date	Jan 30, 2020
Transfer Doc	0000050987
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490

Mortgage

Document Number	0000186659
Date	Mar 10, 2021
Instrument	2021-0186659

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	COSTA MESA, CA 92627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093250
Date	Feb 25, 2020
Instrument	2020-0093250

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490

Mortgage

Document Number	0000564444
Date	Sep 23, 2020
Instrument	2020-0564444

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	COSTA MESA, CA 92627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2020
Property Address	3116 TOOPAL DR, OCEANSIDE, CA 92058-7490
Document Number	0000050987
Instrument Date	Jan 30, 2020
Instrument	50987
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3116 TOOPAL DR OCEANSIDE CA 920587490, OCEANSIDE, CA 92058-7490

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$743,911 (+2%) Land $249,293 Building $494,618
2025	$8,136.00 (+5.25%) Homeowner's exemption	$729,325 (+4.04%) Land $244,405 Building $484,920
2023	$7,730.00 (+1.56%) Homeowner's exemption	$701,006 Land $234,915 Building $466,091
2022	$7,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	25 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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