3120 Legacy Trce, Cincinnati, OH 45237 Property Records

Hamilton County property record for 3120 Legacy Trce, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,919 sqft · built 2002
Lot Size	1.01 acres (44,344 sqft)
Owner	Company Name on Record
Last Sale	$939,900 (Aug 2003)
Tax Bill	$23,093 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`526-0110-0228-00`

Property Details

APN / Parcel Number

Primary APN	`526-0110-0228-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,919 sqft Living Area
Gross Area	8,686 sqft
1st Floor Area	3,328 sqft
2nd Floor Area	1,091 sqft
Basement Area	3,328 sqft
Finished Basement	2,500 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	44,344 sqft (1.01 acres)
Garage Type	Attached
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	486 sqft
Patio Area	782 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3120 LEGACY TRCE
City	CINCINNATI
State	OH
Zip	45237-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY TRACE 1.0181 ACS LOT 55 ROLLMAN RESERVE SUB PH 1
Legal Subdivision	ROLLMAN RESERVE SUB PH 1
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	1
Census Block	1011
Census Tract	23300

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3120 LEGACY TRCE, CINCINNATI, OH 45237-1724
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2003 · Amount on Record
Deed Sale	Aug 13, 2003 · Amount on Record
Prior Sale	Jul 11, 2001 · Amount on Record
Deed Document Number	2003459333
Deed Book / Page	9362 / 4155
Last Transfer Date	Apr 15, 2004
Transfer Doc	0000099022
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3120 LEGACY TRCE, CINCINNATI, OH 45237-1724
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 LEGACY TRCE, CINCINNATI, OH 45237-1724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069564
Date	Jun 7, 2021
Book Page	14433/2215
Instrument	2021-0069564

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,093.00 (+3%)	$382,267 (-) Land $63,746 Building $318,521	$1,092,190 (-) Land $182,130 Building $910,060
2024	$22,420.00 (-2.1%)	$382,267 (-) Land $63,746 Building $318,521
2023	$22,902.00 (+3.62%)	$382,267 (+19.57%) Land $63,746 Building $318,521	$1,092,190 (+19.57%) Land $182,130 Building $910,060
2022	$22,101.00 Homeowner's exemption	$319,698 Land $65,657 Building $254,041
2020			$913,420 Land $187,590 Building $725,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20