Hamilton County property record for 3115 Legacy Trce, Cincinnati, OH 45237 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,808 sqft · built 2004 |
| Lot Size | 1.1 acres (48,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (May 2018) |
| Tax Bill | $23,932 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 526-0110-0207-00 |
| Primary APN | 526-0110-0207-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,808 sqft Living Area |
| Gross Area | 9,672 sqft |
| 1st Floor Area | 3,794 sqft |
| 2nd Floor Area | 440 sqft |
| Attic | Attic |
| Attic Area | 674 sqft |
| Basement Area | 3,776 sqft |
| Finished Basement | 1,900 sqft |
| Unfinished Basement | 1,876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 48,090 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 695 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3115 LEGACY TRCE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY TRACE 1.1048 ACS LOT 4 ROLLMAN RESERVE SUBPH 1 |
| Legal Subdivision | ROLLMAN RESERVE SUBPH 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | AMBERLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 23300 |
Source: Hamilton County records · APN 526-0110-0207-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3115 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2018 · Amount on Record |
| Deed Sale | May 02, 2018 · Amount on Record |
| Prior Sale | Mar 03, 2004 · Amount on Record |
| Deed Document Number | 201836989 |
| Prior Transfer Date | Mar 23, 2009 |
| Prior Transfer Doc | 0000000329 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3115 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3115 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Document Number | 0000013981 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 14863/172 |
| Instrument | 2023-0013981 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3115 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004700 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 18-0024700 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3115 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016038 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 14349/974 |
| Instrument | 2021-0016038 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.95% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.95% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.95% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amberley Village |
| County | Hamilton County |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,932.00 (-1.8%) | $396,557 (-) Land $66,486 Building $330,071 | $1,133,020 (-) Land $189,960 Building $943,060 |
| 2024 | $24,371.00 (+2.71%) | $396,557 (-) Land $66,486 Building $330,071 | |
| 2023 | $23,727.00 (-2.25%) | $396,557 (+15.61%) Land $66,486 Building $330,071 | $1,133,020 (+15.61%) Land $189,960 Building $943,060 |
| 2022 | $24,274.00 Homeowner's exemption | $343,000 Land $68,481 Building $274,519 | |
| 2020 | $980,000 Land $195,660 Building $784,340 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610233001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1979–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2014, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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