3120 Forest Creek Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 3120 Forest Creek Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (May 2026)
Tax Bill	$6,409 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-09-36-*-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-09-36-*-9`
Alternative APNs	`28-37-09-36-00000.0-0009.00` `2853513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	480 sqft
Porch	Slab
Porch Area	228 sqft
Deck Area	830 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2853513
Street Address	3120 FOREST CREEK DR
City	MELBOURNE
State	FL
Zip	32901-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	FOREST CREEK SUBDIVISION PHASE I LOT 9
Legal Range	37E
Legal Township	28S
Legal Section	09
Legal Subdivision	FOREST CREEK SUBDIVISION PHASE I
Legal Phase	I
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3001
Census Tract	64901

Owner

3120 Forest Creek Dr is owned and occupied by an individual who bought it in May 2026.

Source: Brevard County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 19, 2023	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Jun 19, 2023 · Amount on File
Deed Document Number	2026104439
Deed Book / Page	10631 / 630
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0056023427
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090131445
Date	Feb 11, 2021
Book Page	9013/1445
Instrument	2021034846

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094200284
Date	Feb 18, 2022
Book Page	9420/284
Instrument	2022042613

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 21, 2026
Property Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Document Number	0106310630
Book / Page	10631 / 630
Instrument Date	May 20, 2026
Instrument	2026104439
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720

Mortgage

Document Number	0000104440,
Date	May 21, 2026
Instrument	2026104440

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 19, 2023
Property Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Document Number	0098162927
Book / Page	9816 / 2927
Map Reference	MB 44 PG 9-11
Instrument Date	Jun 15, 2023
Instrument	2023127573
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14855 95TH ST, FELLSMERE, FL 32948-7633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 FOREST CREEK DR, MELBOURNE, FL 32901-7720
Investor	Possibly a Property Investor

Mortgage

Document Number	0098162929
Date	Jun 19, 2023
Instrument	9816/2929

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Forest Creek Dr was $6,409, down 8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,980 (-1.65%)	$390,980 (-1.65%)
2025	$6,409.00 (-8.02%) Homeowner's exemption	$397,550	$397,550
2024	$6,968.00 (+137.25%)
2023	$2,937.00 (+6.57%) Homeowner's exemption	$202,800 (+3%)	$434,150 (+10.85%) Land $85,000 Building $349,150
2022	$2,756.00 Homeowner's exemption	$196,900	$391,660 Land $75,000 Building $316,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3120 Forest Creek Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	24 (1999–2026)
Claims Outside the SFHA	22 of 24
Most Recent Claim	May 2026
Claims by Event	Hurricane Irma, Oct 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Forest Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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