3093 Forest Creek Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 3093 Forest Creek Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Apr 2023)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-09-36-*-85`

Property Details

APN / Parcel Number

Primary APN	`28-37-09-36-*-85`
Alternative APNs	`28-37-09-36-00000.0-0085.00` `2853560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	244 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2853560
Street Address	3093 FOREST CREEK DR
City	MELBOURNE
State	FL
Zip	32901-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	FOREST CREEK SUBDIVISION PHASE I LOT 85
Legal Range	37E
Legal Township	28S
Legal Section	09
Legal Subdivision	FOREST CREEK SUBDIVISION PHASE I
Legal Phase	I
Legal Lot Number	85
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3001
Census Tract	64901

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional with PMI RF FNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Document Number	202371641
Deed Book / Page	9760 / 1616
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0058145695
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 11, 2023
Property Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719
Document Number	0097601616
Book / Page	9760 / 1616
Map Reference	MB 44 PG 9
Instrument Date	Apr 6, 2023
Instrument	2023071641
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ECHELON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 LA COSTA ST, MELBOURNE BEACH, FL 32951-3471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719

Mortgage

Document Number	0097601618
Date	Apr 11, 2023
Instrument	9760/1618

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719

Mortgage

Document Number	0093412607
Date	Dec 1, 2021
Book Page	9341/2607
Instrument	2021312380

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085310897
Date	Sep 9, 2019
Book Page	8531/0897
Instrument	2019194400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3093 FOREST CREEK DR, MELBOURNE, FL 32901-7719
Document Number	0089420218
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 FOREST CREEK DR MELBOURNE FL 329017719, MELBOURNE, FL 32901-7719

Mortgage

Document Number	0089420218
Date	Dec 7, 2020
Book Page	008942/000218
Instrument	272487

Lender

Name	RF FNDG INC
Address	201 N NEW YORK AVE, LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,630 (+1.01%)	$333,630 (+1.01%)
2025	$5,220.00 (-18.73%) Homeowner's exemption	$330,300 (+66.27%)	$330,300 (-6.47%)
2024	$6,423.00 (+124.27%)
2023	$2,864.00 (+6.59%) Homeowner's exemption	$198,650 (+3%)	$353,160 (+11.92%) Land $85,000 Building $268,160
2022	$2,687.00 Homeowner's exemption	$192,870	$315,560 Land $75,000 Building $240,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	24 (1999–2026)
Claims Outside the SFHA	22 of 24
Most Recent Claim	May 2026
Claims by Event	Hurricane Irma, Oct 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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