3120 Circa de Tierra, Encinitas, CA 92024 Property Records

San Diego County property record for 3120 Circa de Tierra, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,426 sqft · built 1984
Lot Size	1.96 acres (85,813 sqft)
Owner	2 Trust Names on File
Last Sale	$10,000 (Jan 2015)
Tax Bill	$10,993 (2025)
Deeds & Mortgages	May 2024 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-250-31-00`

Property Details

APN / Parcel Number

Primary APN	`264-250-31-00`
Alternative APN	`2642501900`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,426 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	85,813 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2642501900
Street Address	3120 CIRCA DE TIERRA
City	ENCINITAS
State	CA
Zip	92024-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 144 PAR C PER DOC15-0014800 IN TR 007531
Legal Subdivision	LAKE VAL SERENO
Legal Tract	007531
Legal Block	1
Legal Lot Number	144
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

3120 Circa de Tierra is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3120 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Intrafamily Transfer, Transfer
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015 · Amount on File
Deed Sale	Jan 13, 2015 · Amount on File
Deed Document Number	201514802
Last Transfer Date	Oct 11, 2023
Transfer Doc	0000120918
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2024
Property Address	3120 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Document Number	0000120918
Map Reference	MAP 7531
Instrument Date	Oct 11, 2023
Instrument	2024-0120918
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3120 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3120 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Document Number	0000445784
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3120 CIRCA DE TIERRA ENCINITAS CA 920246905, ENCINITAS, CA 92024-6905

Mortgage

Document Number	0000445784
Date	Aug 11, 2020
Instrument	445784

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Circa de Tierra was $10,993.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,244 (+2%) Land $349,458 Building $466,786
2025	$10,993.00	$800,240 Land $342,606 Building $457,634
2023	$9,879.00 (+1.68%) Homeowner's exemption	$769,167 Land $329,303 Building $439,864
2022	$9,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3120 Circa de Tierra in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Circa de Tierra is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Race Communications.

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