3116 Circa de Tierra, Encinitas, CA 92024 Property Records

San Diego County property record for 3116 Circa de Tierra, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,834 sqft · built 1980
Lot Size	0.437 acres (19,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Dec 2006)
Tax Bill	$16,518 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-250-21-00`

Property Details

APN / Parcel Number

Primary APN	`264-250-21-00`
Alternative APN	`2642502000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,834 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	19,050 sqft (0.437 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2642502000
Street Address	3116 CIRCA DE TIERRA
City	ENCINITAS
State	CA
Zip	92024-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM08487
Legal Subdivision	LAKE VAL SERENO
Legal Tract	8487
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3116 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CAKE MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2006 · Amount on Record
Deed Sale	Dec 26, 2006 · Amount on Record
Deed Document Number	2006911757
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2025
Property Address	3116 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Document Number	0000286385
Instrument Date	Oct 7, 2025
Instrument	2025-0286385
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3116 CIREA DE TIERRA, ENCINITAS, CA 92024-6905

Mortgage

Document Number	0000286386
Date	Oct 14, 2025
Instrument	2025-0286386

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3116 CIRCA DE TIERRA, ENCINITAS, CA 92024-6905
Document Number	0000303368
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3116 CIRCA DE TIERRA ENCINITAS CA 920246905, ENCINITAS, CA 92024-6905

Mortgage

Document Number	0000303368
Date	Jun 12, 2020
Instrument	303368

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,503,144 (+2%) Land $1,024,872 Building $478,272
2025	$16,518.00 (+6.69%) Homeowner's exemption	$1,473,672 (+4.04%) Land $1,004,777 Building $468,895
2023	$15,482.00 (+2.06%) Homeowner's exemption	$1,416,449 Land $965,761 Building $450,688
2022	$15,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Race Communications.

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