3120 Birmingham Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3120 Birmingham Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 2021
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$268,600 (Aug 2021)
Tax Bill	$3,224 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-2S-26-0000-00125-0000`

Property Details

APN / Parcel Number

Primary APN	`05-2S-26-0000-00125-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,723 sqft Heated Area
Gross Area	2,484 sqft
1st Floor Area	2,169 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	052S260000001250000
Street Address	3120 BIRMINGHAM DR
City	NAVARRE
State	FL
Zip	32566-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT NE COR SECTION 5 TOWNHIP 2 SOUTH RANGE 26 WEST TH S0*57'16W 2633.09 FT TO C/L RANDALL DR
Legal Range	26W
Legal Township	02S
Legal Section	05
Legal Subdivision	WEST
Legal Block	4
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1205
Census Tract	10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3120 BIRMINGHAM DR, NAVARRE, FL 32566-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
May 14, 2020	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC
May 14, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	202154212
Deed Book / Page	4162 / 1047
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 12, 2021
Property Address	3120 BIRMINGHAM DR, NAVARRE, FL 32566-9447
Document Number	0041621047
Book / Page	4162 / 1047
Instrument Date	Aug 6, 2021
Instrument	202154212
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, 1300, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 BIRMINGHAM DR, NAVARRE, FL 32566-9447

Mortgage

Document Number	0041621049
Date	Aug 12, 2021
Instrument	4162/1049

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 14, 2020
Property Address	3120 BIRMINGHAM DR, NAVARRE, FL 32566-9447
Document Number	0039501277
Book / Page	003950 / 001277
Instrument Date	May 13, 2020
Instrument	22784
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 14, 2020
Property Address	3120 BIRMINGHAM DR, NAVARRE, FL 32566-9447
Document Number	0039501279
Book / Page	003950 / 001279
Instrument Date	May 12, 2020
Instrument	22786
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1264 SUMMIT LN GULF BREEZE FL 325633344, GULF BREEZE, FL 32563-3344

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,224.00 (-0.56%)	$269,120 (+0.69%) Land $36,000 Building $233,120	$269,120 (+0.69%) Land $36,000 Building $233,120
2023	$3,242.00 (+3.25%)	$267,268 (+4.14%) Land $36,000 Building $231,268	$267,268 (+4.14%) Land $36,000 Building $231,268
2022	$3,140.00	$256,654	$256,654 Land $34,000 Building $222,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Spectrum.

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