3104 Birmingham Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3104 Birmingham Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2010
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Tax Bill	$444 (2024)
Flood Zone	Zone X (minimal risk)
APN	`05-2S-26-0000-00148-0000`

Property Details

APN / Parcel Number

Primary APN	`05-2S-26-0000-00148-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	2,100 ft deep x 1,000 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	052S260000001480000
Street Address	3104 BIRMINGHAM DR
City	NAVARRE
State	FL
Zip	32566-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	HARPER PROPERTIES UNREC SUB LT 31 BLK 4 FURTHER DES AS: COM NE SEC COR TH S 057'16W ALG E SEC LI 2633.09 FT TH N 8844'56W
Legal Range	26W
Legal Township	02S
Legal Section	05
Legal Subdivision	HARPER PROPERTIES UNREC SUB
Legal Block	4
Legal Lot Number	31
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1205
Census Tract	10802

Owner

Source: Santa Rosa County records · APN 05-2S-26-0000-00148-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 KELLY PL, DEFUNIAK SPGS, FL 32433-6942
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2005
Deed Sale	Oct 03, 2005
Deed Document Number	0025221124
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$444.00 (-1.11%)	$36,001 (-) Land $36,000 Building $1	$36,001 (-) Land $36,000 Building $1
2023	$449.00 (+4.91%)	$36,001 (+5.88%) Land $36,000 Building $1	$36,001 (+5.88%) Land $36,000 Building $1
2022	$428.00	$34,001	$34,001 Land $34,000 Building $1

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T.

Based on FCC filings for 42 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.