3120 Acoma Dr, Orlando, FL 32829 Property Records

Orange County property record for 3120 Acoma Dr, Orlando, FL 32829

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1977
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Nov 1998)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-23-30-1298-03-200`

Property Details

APN / Parcel Number

Primary APN	`12-23-30-1298-03-200`
Alternative APNs	`302312129803200` `546500` `552271` `556935`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	1,075 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3120 ACOMA DR
City	ORLANDO
State	FL
Zip	32829-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CHICKASAW WOODS 5/81 LOT 20 BLK C
Legal Range	30E
Legal Township	23S
Legal Section	12
Legal Subdivision	CHICKASAW WOODS
Legal Tract	1298
Legal Block	C
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1004
Census Tract	16710

Owner

3120 Acoma Dr is owned and occupied by two individuals who bought it in November 1998.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 ACOMA DR, ORLANDO, FL 32829-8508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 1998 · Amount on File
Deed Sale	Nov 20, 1998 · Amount on File
Deed Book / Page	5620 / 4217
Record Updated	Jun 8, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3120 ACOMA DR, ORLANDO, FL 32829-8508
Document Number	0000275590
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 ACOMA DR ORLANDO FL 328298508, ORLANDO, FL 32829-8508

Mortgage

Document Number	0000275590
Date	May 17, 2017
Instrument	275590

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Acoma Dr was $1,598, up 1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,794 (+2.7%)	$282,058 (-2.08%) Land $95,000 Building $187,058
2025	$1,598.00 (+9.98%) Homeowner's exemption	$110,802	$288,048 Land $95,000 Building $193,048
2024	$1,453.00 (+8.03%)
2023	$1,345.00 (+6.41%) Homeowner's exemption	$104,543 (+3%)	$268,973 (+15%) Land $95,000 Building $173,973
2022	$1,264.00 Homeowner's exemption	$101,498	$233,888 Land $95,000 Building $138,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Acoma Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Acoma Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20