3108 Acoma Dr, Orlando, FL 32829 Property Records

Orange County property record for 3108 Acoma Dr, Orlando, FL 32829

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,358 sqft · built 1977
Lot Size	0.212 acres (9,213 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Dec 2010)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-30-1298-03-220`

Property Details

APN / Parcel Number

Primary APN	`12-23-30-1298-03-220`
Alternative APNs	`302312129803220` `546503` `552274` `556938`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,213 sqft (0.212 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Shed	1 Shed
Utility Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3108 ACOMA DR
City	ORLANDO
State	FL
Zip	32829-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CHICKASAW WOODS 5/81 LOT 22 BLK C
Legal Range	30E
Legal Township	23S
Legal Section	12
Legal Subdivision	CHICKASAW WOODS
Legal Tract	1298
Legal Block	C
Legal Lot Number	22
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1004
Census Tract	16710

Owner

3108 Acoma Dr is owned and occupied by two individuals who bought it in December 2010.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3108 ACOMA DR, ORLANDO, FL 32829-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2010 · Amount on File
Deed Sale	Dec 8, 2010 · Amount on File
Prior Sale	Aug 12, 2010 · Amount on File
Deed Document Number	2010701103
Deed Book / Page	10144 / 547
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0000103094
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3108 ACOMA DR, ORLANDO, FL 32829-8508
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 ACOMA DR, ORLANDO, FL 32829-8508

Mortgage

Document Number	0000340169
Date	Jun 8, 2021
Instrument	20210340169

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Acoma Dr was $1,908, up 8.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,624 (+2.7%)	$306,910 (-2.3%) Land $95,000 Building $211,910
2025	$1,908.00 (+8.72%) Homeowner's exemption	$130,111	$314,150 Land $95,000 Building $219,150
2024	$1,755.00 (+7.87%)
2023	$1,627.00 (+5.79%) Homeowner's exemption	$122,761 (+3%)	$291,134 (+16.68%) Land $95,000 Building $196,134
2022	$1,538.00 Homeowner's exemption	$119,185	$249,519 Land $95,000 Building $154,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Acoma Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Acoma Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20