Monroe County property record for 3120 8th St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 1940 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Mar 2026) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-493-00 |
| Primary APN | 07-776-493-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 159 ft deep x 58.6 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3120 8TH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-493 & 496 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOTS 493 & 496 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 493,496 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 831300 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 891 RAMBOW DR, MONROE, MI 48161-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER |
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 24, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2017 | Warranty Deed, Transfer HASSETT TITLE COMPANY, HASSETT TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Mar 14, 2017 · Amount on Record |
| Deed Document Number | 20264577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Document Number | 0000003594 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026R03594 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 8, 2026 |
| Property Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Document Number | 0000005607 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20265607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 891 RAMBOW DR, MONROE, MI 48161-1852 |
| Document Number | 0000005607, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20265607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 24, 2026 |
| Property Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Document Number | 0000004577 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026R04577 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 891 RAMBOW DR, MONROE, MI 48161-1852 |
| Document Number | 0000005607 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026R05607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 13, 2017 |
| Property Address | 3120 8TH ST, MONROE, MI 48162-4841 |
| Document Number | 0000005017 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 5017 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | HASSETT TITLE COMPANY, HASSETT TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $808.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4118 SWAN RIDGE LN NEWPORT MI 481666603, NEWPORT, MI 48166-6603 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,600 (+5.75%) Land $73,600 | $147,200 (+5.75%) Land $147,200 | |
| 2025 | $1,877.00 (-26.19%) | $69,600 (+30.34%) Land $69,600 | $139,200 (+30.34%) Land $139,200 |
| 2023 | $2,543.00 | $53,400 | $106,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures