Monroe County property record for 3097 8th St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Jun 2022) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-776-541-02 |
| Primary APN | 07-776-541-02 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,979 sqft (0.275 acres) |
|---|
| Heating System | Forced Air |
|---|
| Street Address | 3097 8TH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F-556 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOTS 541, 542, 543 SPLIT 3/18/2019 FROM 776-541-01 SPLIT/COMBINED ON |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 541-543 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 831300 |
Source: Monroe County records, as of July 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Jun 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL |
| Sep 10, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on Record |
| Deed Sale | Jun 2, 2022 · Amount on Record |
| Deed Document Number | 2022R11746 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 27, 2026 |
| Property Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Document Number | 0000004806 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026R04806 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Document Number | 0000012274 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023R12274 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 2, 2022 |
| Property Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Document Number | 0000011746 |
| Map Reference | LB 6 PG 1 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022R11746 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | LAWYERS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Name | Verified Name |
|---|---|
| Address | 77 N BIGGS ST, BELLEVILLE, MI 48111-3614 |
| Document Number | 0000011656 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022R11656 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 10, 2018 |
| Property Address | 3097 8TH ST, MONROE, MI 48162-4840 |
| Document Number | 0000016736 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 16736 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 LAKEVIEW ST MONROE MI 481624846, MONROE, MI 48162-4846 |
Source: Monroe County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2023 | Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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