Lorain County property record for 312 Wescott Way, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,110 sqft · built 2020 |
| Lot Size | 0.18 acres (7,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,900 (Jun 2020) |
| Tax Bill | $3,298 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-185 |
| Primary APN | 11-00-090-000-185 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,839 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 60 sqft |
| Canopy | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 WESCOTT WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 56 X 140 |
| Legal Subdivision | FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 |
| Legal Lot Number | 65 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-185
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 30, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 2020767118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Document Number | 0000093493 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202693493 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Document Number | 0000093493, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202693493 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Document Number | 0000882944 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-0882944 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 14, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000813723 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-0813723 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 14, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 312 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Document Number | 0000767118 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 767118 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,196.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 WESCOTT WAY ELYRIA OH 44035, ELYRIA, OH 44035 |
| Document Number | 767119 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 767119 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,298.00 (-14.58%) Homeowner's exemption | $100,830 (+%) Land $19,020 Building $81,810 | $288,080 (-) Land $54,350 Building $233,730 |
| 2024 | $3,861.00 (-8.72%) | $100,828 (%) Land $19,023 Building $81,806 | $288,080 (-) Land $54,350 Building $233,730 |
| 2023 | $4,230.00 (-0.17%) | $100,829 (-4.05%) Land $19,023 Building $81,806 | $288,080 (-4.06%) Land $54,350 Building $233,730 |
| 2022 | $4,237.00 | $105,090 Land $19,020 Building $86,070 | |
| 2021 | $300,270 Land $54,350 Building $245,920 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group, Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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