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309 Wescott Way, Elyria, OH 44035 Property Records

Lorain County property record for 309 Wescott Way, Elyria, OH 44035 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,077 sqft · built 2020
Lot Size0.167 acres (7,280 sqft)
Owner2 Individual Names on File
Last Sale$313,100 (Dec 2020)
Tax Bill$3,548 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2020 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN11-00-090-000-163

Property Details

APN / Parcel Number

Primary APN11-00-090-000-163

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,077 sqft Living Area
Gross Area2,830 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,280 sqft (0.167 acres)
Garage TypeAttached
Garage Area753 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Patio Area96 sqft
Canopy96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address309 WESCOTT WAY
CityELYRIA
StateOH
Zip44035-8911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 52.00 X 140.00
Legal SubdivisionFOUR SEASONS AT CHESTNUT RIDGE SUB NO 2
Legal Lot Number43
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2004
Census Tract91100

Owner

Source: Lorain County records · APN 11-00-090-000-163

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address309 WESCOTT WAY, ELYRIA, OH 44035-8911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Dec 14, 2020Limited Warranty Deed, Subdivision Related Transfer · Reverse Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Deed Document Number2020793533
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address309 WESCOTT WAY, ELYRIA, OH 44035-8911
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068166
DateSep 18, 2025
Instrument2025-0068166
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateDec 14, 2020
Property Address309 WESCOTT WAY, ELYRIA, OH 44035-8911
Document Number0000793533
Map ReferenceVOL 107 PG 25-30
Instrument DateNov 30, 2020
Instrument2020-0793533
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address309 WESCOTT WAY, ELYRIA, OH 44035-8911

Mortgage

Document Number0000793534
DateDec 14, 2020
Instrument2020-0793534
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term956 Months
DueAug 04, 2100
Interest
Rate TypeAdjustable Rate
Rate2.61%
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,548.00 Homeowner's exemption$106,870 (%) Land $19,020 Building $87,850$305,350 (-) Land $54,350 Building $251,000
2024$3,548.00 (-21.31%)$106,873 (-) Land $19,023 Building $87,850$305,350 (-) Land $54,350 Building $251,000
2023$4,509.00 (-0.13%)$106,873 (-2.55%) Land $19,023 Building $87,850$305,350 (-2.55%) Land $54,350 Building $251,000
2022$4,515.00$109,670 Land $19,020 Building $90,650
2021$313,350 Land $54,350 Building $259,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2023, rainfall accumulation

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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