312 W Main St, Ruby, SC 29741 Property Records

Chesterfield County property record for 312 W Main St, Ruby, SC 29741 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	27,573 sqft (0.632 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2020)
Tax Bill	$347.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`129 010 001 014`
Alternative APNs	`00016413` `00036368` `36368`

Exterior

Lot Area	27,573 sqft (0.632 acres)
Total Buildings	2 Total Buildings

Location & Zoning

Account Number	00016413
Street Address	312 W MAIN ST
City	RUBY
State	SC
Zip	29741-6805
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT .633 AC LOT
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	1
Census Block	1056
Census Tract	950300

Owner

Source: Chesterfield County records · APN 129 010 001 014

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 W MAIN ST, RUBY, SC 29741-6805
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage TERRY L CAMPBELL ETAL
Jul 08, 2020	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 31, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Doc Number	202000002556
Deed Book / Page	530 / 706
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	312 W MAIN ST, RUBY, SC 29741-6805
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	489/0562
Date	Jan 31, 2017
Book Page	489/0562
Instrument	201700000409

Lender

Name	TERRY L CAMPBELL ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 08, 2020
Property Address	312 W MAIN ST, RUBY, SC 29741-6805
Document Number	000530/706
Book / Page	530 / 706
Map Reference	MB C PG 90G
Instrument Date	Jun 30, 2020
Instrument	202000002556
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W MAIN ST, RUBY, SC 29741-6805

Mortgage

Document Number	000515/800
Date	Jul 08, 2020
Book Page	515/800
Instrument	202000002557

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 31, 2017
Property Address	312 W MAIN ST, RUBY, SC 29741-6805
Document Number	00503/0482
Book / Page	503 / 0482
Instrument Date	Jan 27, 2017
Instrument	201700000408
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W MAIN ST, RUBY, SC 29741-6805

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Ruby Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$347.00 (+31.94%)	$1,980 (+14.45%) Land $220 Building $1,760	$64,500 (+49.31%) Land $6,000 Building $58,500
2023	$263.00	$1,730 Land $200 Building $1,530	$43,200 Land $5,000 Building $38,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

312 W Main St, Ruby, SC 29741 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on W Main St

Nearby Streets

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