280 W Main St, Ruby, SC 29741 Property Records

Chesterfield County property record for 280 W Main St, Ruby, SC 29741 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	1 Baths
Year Built	Built 1935
Square Footage	1,687 sqft Total Area
Lot Size	211,702 sqft (4.86 acres)
Occupancy	Owner Occupied
Last Sale	$67,000 (2007)
Tax Bill	$414.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`129 011 001 002`
Alternative APNs	`00016414` `00899193` `899193`

Interior

Full Baths	1 Baths
Building Area	1,687 sqft Total Area
1st Floor	1,687 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	211,702 sqft (4.86 acres)
Total Buildings	3 Total Buildings

Utilities and HVAC

Heating System	Electric Heating

Location & Zoning

Account Number	00016414
Street Address	280 W MAIN ST
City	RUBY
State	SC
Zip	29741-8704
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	CAROL GULLEDGE PROP (4.86 AC)
Legal Subdivision	DAVID L AND LINDA RAFFERTY
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	1
Census Block	1056
Census Tract	950300

Owner

Source: Chesterfield County records · APN 129 011 001 002

Assessment roll updated February 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	280 W MAIN ST, RUBY, SC 29741-8704
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2007 · Amount on Record
Deed Sale	Jun 29, 2007 · Amount on Record
Deed Doc Number	20073055
Deed Book / Page	437 / 147
Record Refreshed	Sep 20, 2026

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 29, 2007
Property Address	280 W MAIN ST, RUBY, SC 29741-8704
Document Number	00437/0147
Book / Page	437 / 0147
Map Reference	MB C PG 81-I
Instrument Date	Jun 22, 2007
Instrument	200700003055
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.90
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	00000

Mortgage

Document Number	200700003056
Date	Jun 29, 2007
Instrument	200700003056

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2037

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Ruby Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00 (+31.43%)	$2,510 (+15.14%) Land $250 Building $2,260
2024			$67,400 (-) Land $16,400 Building $51,000
2023	$315.00	$2,180 Land $220 Building $1,960	$67,400 Land $16,400 Building $51,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.