312 W Harvey St, Ely, MN 55731 Property Records

St. Louis County property record for 312 W Harvey St, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,044 sqft · built 1996
Lot Size0.143 acres (6,248 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Feb 2020)
Tax Bill$2,802 (2026)
Deeds & MortgagesFeb 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN030-0340-00150

Property Details

APN / Parcel Number

Primary APN030-0340-00150
Alternative APN
  • 1085457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,044 sqft Gross Area
1st Floor Area1,368 sqft
Basement Area150 sqft
Finished Basement150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,248 sqft (0.143 acres)
Garage Area432 sqft
Deck Area14 sqft
Storage Building99 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1085457
Street Address312 W HARVEY ST
CityELY
StateMN
Zip55731-1151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0002 BLOCK:002 SERIAL #
Legal SubdivisionWALBANK S ADDITION
Legal Block2
Legal Lot Number2
JurisdictionST LOUIS MN
Township / Civil DivisionELY
Census Block Group2
Census Block2038
Census Tract15300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 W HARVEY ST, ELY, MN 55731-1151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Prior SaleApr 12, 2005 · Amount on Record
Deed Document Number20201373129
Record UpdatedSep 20, 2026

February 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 10, 2020
Property Address312 W HARVEY ST, ELY, MN 55731-1151
Document Number00A1373129
Instrument DateFeb 3, 2020
InstrumentA1373129
Transaction TypeConstruction Loan
Record UpdatedMar 3, 2020
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$538.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address312 W HARVEY ST ELY MN 557311151, ELY, MN 55731-1151

Mortgage

Document NumberA1373130
DateFeb 10, 2020
InstrumentA1373130
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 9, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,802.00 (+5.66%) Homeowner's exemption
2025$2,652.00 (+0.3%) Homeowner's exemption$227,800 (+7.96%) Land $9,400 Building $218,400$227,800 (+7.96%) Land $9,400 Building $218,400
2024$2,644.00$211,000 (+17.75%) Land $9,000 Building $202,000$211,000 (+17.75%) Land $9,000 Building $202,000
2022$179,200 Land $8,300 Building $170,900$179,200 Land $8,300 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 77% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEly
serves 3,258 people · EPA ID MN1690014
Water SourceSurface water
Last State InspectionMar 2026
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Treehouse Broadband
Fixed Wireless
1,000 / 1,000

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