St. Louis County property record for 245 W Harvey St, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,333 sqft · built 1915 |
| Lot Size | 0.115 acres (5,012 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,788 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-0260-00730 |
| Primary APN | 030-0260-00730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,333 sqft Gross Area |
| 1st Floor Area | 999 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,012 sqft (0.115 acres) |
| Garage Area | 896 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 15 sqft |
| Storage Building | 112 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 129235 |
|---|---|
| Street Address | 245 W HARVEY ST |
| City | ELY |
| State | MN |
| Zip | 55731-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 AND WLY 1/2 OF LOT 14 SERIAL # |
| Legal Subdivision | SEMERS ADD TO ELY |
| Legal Block | 4 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 15300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 W HARVEY ST, ELY, MN 55731-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 245 W HARVEY ST, ELY, MN 55731-1148 |
| Document Number | 00A1307952 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 245 W HARVEY ST ELY MN 557311148, ELY, MN 55731-1148 |
| Document Number | 00A1307952 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | A1307952 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 24, 2027 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,788.00 (+7.07%) Homeowner's exemption | ||
| 2025 | $1,670.00 (-5.33%) Homeowner's exemption | $170,000 (+8.01%) Land $7,500 Building $162,500 | $170,000 (+8.01%) Land $7,500 Building $162,500 |
| 2024 | $1,764.00 | $157,400 (+22.68%) Land $7,100 Building $150,300 | $157,400 (+22.68%) Land $7,100 Building $150,300 |
| 2022 | $128,300 Land $6,500 Building $121,800 | $128,300 Land $6,500 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ely serves 3,258 people · EPA ID MN1690014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Treehouse Broadband Fixed Wireless | 1,000 / 1,000 |
May also be available: AT&T, CTC.
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