312 W Elm St, Polo, MO 64671 Property Records

Caldwell County property record for 312 W Elm St, Polo, MO 64671

Property Summary

Property Type	Commercial
Lot Size	0.964 acres (42,035 sqft)
Owner	Individual Name on File
Tax Bill	$1,698 (2024)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-8-28-1-02-12.00`

Property Details

APN / Parcel Number

Primary APN	`11-8-28-1-02-12.00`

Exterior

Lot Area	42,035 sqft (0.964 acres)

Location & Zoning

Street Address	312 W ELM ST
City	POLO
State	MO
Zip	64671-7738
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	28-55-28 A TRACT BEG 1662.5' W OF NE COR SEC 28, TH., S 149.5', E 149.5', N 149.5', W 149.5' TO THE POB AND N 30' OF PREVIOUS
Jurisdiction	CALDWELL MO
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1013
Census Tract	950201

Owner

312 W Elm St, a commercial property, is owned by an individual who acquired it in February 2018.

Source: Caldwell County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6181 SW ANA DR, KINGSTON, MO 64650-9154
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018
Deed Sale	Feb 9, 2018
Deed Document Number	65547
Deed Book / Page	195 / 5327
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Feb 9, 2018
Property Address	312 W ELM ST, POLO, MO 64671-7738
Document Number	00195/5327
Book / Page	195 / 5327
Instrument Date	Feb 9, 2018
Instrument	65547
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6181 SW ANA DR, KINGSTON, MO 64650-9154

Mortgage

Document Number	0000065548
Date	Feb 9, 2018
Instrument	65548

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Grant Township
Municipality	Polo City
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,500 Land $3,230 Building $24,270	$85,930 Land $10,090 Building $75,840
2024	$1,698.00
2023		$23,940 Land $3,230 Building $20,710	$74,810 Land $10,090 Building $64,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO PWS serves 575 people · EPA ID MO1010653
Water Source	Purchased groundwater from RAY COUNTY PWSD 3
Last State Inspection	Mar 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20